Buying a Home
 

Prepare your needs and wants list, including the style and amenities you desire. Market reports and statistics provided by Lois Lane Properties will help you determine the value of your new home. Lois Lane Properties will help you rank the importance of items that you may be able to negotiate, including price, financing, possession, and extras. From the inspection of your new home to the closing table, our unwavering client service will help you make an intelligent decision.

Redefining Real Estate

Lois Lane Properties provides an uncompromised level of expertise and personal attention to each and every client. We've done it successfully for over twenty years...let us show you the difference.

 Buyer Estimated Closing Costs

  • Home inspection - minimum $300
  • Pest inspection - $100 - $200
  • Loan origination fee: ~ .75% - 1% of loan amount
  • Credit report - $50 - $100
  • Appraisal fee - minimum $350
  • Mortgage insurance application - $50 - $100
  • Lenders inspection fee $50 - $100
  • Flood fee - $12 - $60
  • Survey - $400 - $1000
  • Attorney's fee - $500 minimum
  • Title search - $150 - $200
  • Title insurance binder - $25 - $100
  • Title insurance - based on purchase price:
    • $3 per $1000 up to $50,000
    • $2.50 per $1000 from $51,000 to $100,000
    • $1.75 per $1000 from $100,000 - $500,000
    • $1.50 per $1000 from $500,000 - $5,000,000
  • One year hazard insurance premium
  • One year flood insurance (if required)

Costs can change and vary for some transactions.  All information is subject to errors, omissions, and changes in facts or circumstances. Always consult your attorney before signing a contract.